Insurance Built for Educational Consultants

Yes, generally. Errors & Omissions (E&O) and Professional Liability describe the same type of coverage for educational consultants: protection that may help respond to certain covered claims alleging an error, omission, or negligent advice in the educational services you provided. You don’t need two separate products — when we say “Professional Liability / E&O,” we mean one coverage.

Professional Liability / E&O may help with covered claims about your guidance, testing, or curriculum work — for example, an allegation that a recommendation was negligent. General Liability may help with eligible third-party bodily injury or property damage claims connected to your business operations, like a student tripping during an in-person testing session. GL generally does not respond to claims about the quality of your professional work; that’s what Professional Liability / E&O is for.

No. “Independent educational consultant” is also used within the college, boarding-school, and graduate-school admissions placement profession — that specific profession is outside this program’s appetite. This program is built for educational guidance, testing and evaluation, and curriculum development services under NAICS 611710, not college-admissions placement.

No. No policy can guarantee an educational outcome, a test result, or that a family or school will be satisfied with results. Coverage may help respond to certain covered claims alleging negligence in how guidance, testing, or curriculum work was delivered — it is not a warranty that a recommendation or program will succeed, and it does not cover every disagreement or breach-of-contract dispute.

Fill out the short form on this site and our licensed agents typically build your custom quote the same business day. We prepare it based on the information you submit — you’re not filling out a lengthy application.

Both. Whether you’re a single consultant working under your own name or a growing practice with associates, we work with carriers suited to your size.

Yes. Once you’re bound, we can help you get a certificate of insurance to whoever needs proof of coverage. See our COI page for details.

Tell us your address on the quote form and we’ll confirm whether coverage is available for your business — eligibility and options vary by state.

We work with independent educational consultants providing educational guidance and counseling, testing and evaluation, and curriculum development services under NAICS 611710. This program does not currently cover teachers, tutors, schools, licensed therapists or clinical counselors, W-2 school counselors acting in that role, college-admissions placement consultants, test-prep companies, or educational technology consultants. If your work doesn’t clearly fall into one of these excluded categories, tell us what you do on the quote form and we’ll confirm eligibility.

Just your business name, address, and contact information to start. Our licensed agents follow up to gather anything else needed to prepare your quote.

Educational Consultant Insurance focuses specifically on educational guidance, testing and evaluation, and curriculum development services, which means our quote process, our coverage explanations — including how Professional Liability / E&O and General Liability work together — and our agents’ conversations are all built around how educational consulting practices actually operate, not retrofitted from a generic commercial policy.